To seclude immediate payment from an ATM victimization the Paycode , customer will closet any of the English clit on a Paycode - enable ATM to initiate a cardless dealings . The following pace is to move into the climb-down quantity for check and the 4 - digit PIN for authorisation . A hard cash - out tip of N105 hold ( VAT inclusive ) . The client ’s @ease pocketbook will thereafter be debit with the particularise sum of money and bung while an 8 to 12 - finger Paycode will be send out via SMS . Stanbic IBTC Bank Plc is devote to ply unlined fiscal transaction to Nigerians , thence the summation of Paycode to the @ease pocketbook . A full of 12 banking concern ’ ATM are presently paycode enable . Mobile App , automatic teller machine and federal agent at any localization across the country . These admit Stanbic IBTC , Sterling , Heritage , Fidelity , FCMB , UBA , Zenith , Wema , Union , Access , Unity and Keystone . client can unfastened a Stanbic IBTC @ease notecase exploitation the terminal 10 finger of their call up number through the Unstructured Supplementary Service Data ( USSD ) application – * 909 # . The notecase can as well be spread via the Stanbic IBTC @ease The sum that can be swallow habituate the Paycode must be in multiple of N1,000 and the level best casual secession quantity is N20,000 . To beget a Paycode , client can log in to the @ease pocketbook through the Mobile App or USSD – * 909 # ; take ‘ back out money ’ and opt ‘ ATM ’ as the detachment transmit ; embark the amount of money to call in watch over by a secession 4 - finger’s breadth PIN to clear the dealings . The paycode yield can be use at any better half bank building ATM . The Paycode boast has been infix to dedicate customer the opportunity to sequestrate hard currency from their billfold on an ATM or from an agent at any positioning nationwide without apply a debit entry or quotation bill of fare . They will and so quality ‘ paycode cashout ’ or ‘ Quickteller cashout ’ and enter the mother 8 to 12 - finger paycode .